Quick Answer: Can You Cash A Check With Someone Else’S Name On It?

Can you cash a check that’s not in your name?

Blank endorsement: A blank endorsement is made by signing your name on the back of the check.

You must sign it exactly the way it appears on the “Pay to the Order of” line.

Anyone can cash or deposit a check with a blank endorsement, even if the check is not written to him or her..

What happens if you cash a check that’s not yours?

Not all banks accept them, but a few do. If you get (steal), blank checks from someone else, fill it in with a forged signature, then cash it, you are violation of both State and Federal laws. If all of it inside one state, that state will be more than happy to toss you into a state prison.

Can I Mobile Deposit someone else’s check?

Some banks require payees to endorse a check with “for mobile deposit only” to deposit a check remotely with a mobile banking app. Endorsement in full. This type of endorsement creates a “third-party check” that you can give to someone else, who can then endorse it and cash or deposit it.

How do you cash a third party check without the other person?

Gather two forms of photo identification. The most important part of cashing a third party check without a personal account is proving you are the person whose name is written on the check. To do this, the bank or check cashing place will usually ask for at least two forms of picture identification.

How do you cash a check in someone else’s name?

If you have a check and would like someone else to cash it for you, you’ll need to sign it over to them. This allows them to either deposit or cash the check. Sign the back and write ‘pay to the order of’ and the name of the new payee, followed by your signature.

Can you deposit someone else’s check in your account Bank of America?

Originally Answered: Can I deposit a check endorsed to someone else into my Bank of America account? Yes, you can deposit a check wrtten for someone else into your bank account. The person has to write “Pay to the order of (name)” and you both need to sign the back of the check.

How do you deposit a stimulus check?

How can I deposit my paper check without visiting a Financial Center?Download our Mobile Banking app In the app, you can deposit a paper check, using a photo image, and get confirmation immediately. … Go to our ATM and Financial Center locator to find nearby ATMs that accept deposits.More items…

Can you deposit someone else’s check in your account?

You can deposit a check made out to someone else in your own bank account if the payee endorses the check over to you. They will need to write “Pay to ” on the back of the check and sign it. … Some banks will accept such a check only if the payee is present when it is deposited, so they can verify their ID.

Can someone else cash my stimulus check?

You can have someone else cash your refund check if you follow regular banking policies. The process is not complex and is the same for all types of checks written to you.

Can I cash a third party check online?

Other Third Party Check Cashing Sites Here are a few common options: Bank of Internet USA. … Guaranty Bank. Ingo Money.

Can I deposit someone else’s check chase?

Chase, however, will take third party checks for deposit, even over its mobile phone applications, but needs to also see the owner of the check with you, in person, if you intend to cash it. … Generally, the payer notes “payable to” or “pay to the order of” and your name on the back of the check.

What happens if you cash someone else’s check?

Unfortunately, if you cash a check for somebody else and the check is bad, your bank will not reimburse you. You’ll have to ask that person—if you can find them—and possibly bring legal action to collect the money.

How do you cash a third party check?

In general, the most reliable way to cash a third-party check is to bring it to a bank or credit union. Your own bank or credit union may be able to help you, though the specifics of its policy may vary from location to location. In some cases, both parties may need to be present in order to cash the check.

How can I cash a third party check without ID?

If you must cash the check quickly but don’t have an acceptable ID, you can ask a relative or friend to cash it as a third party. This means you’ll sign the check over to them, and they’ll cash it for you. It’s relatively easy to do this; see our explanation of how to sign over a check.